Michael McGilvary, AIF®, financial planner and partner with Marzano Capital Group, will join Ditra Miller, CEO of the Lewisville-Clemmons Chamber, for a fireside chat to discuss topics from Own vs Loan and the Time Value of Money to IRAs and Keeping Pace with Inflation. Have a question for Michael? Drop it in the comments during the event, and he'll answer your question LIVE!
Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Independent Advisor Alliance, a registered investment advisor. Lewisville Clemmons Chamber of Commerce, Independent Advisor Alliance and Marzano Capital Group are separate entities from LPL Financial.
The opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.
All investing involves risk including loss of principal. No strategy assures success of protects against loss. There is not guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.
Insurance Guarantees are based on the claims paying ability and the issuing company.
A Roth IRA offers tax deferral on any earning in the account. Qualified withdrawals of earning from the account are tax-fee. Withdrawals of earning prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions apply.
Investing in mutual funds involves risk, including loss of principal. Fund value will fluctuate with market conditions and it may not achieve its investment objective.
ETFs trade like stocks, are subject to investment risk, fluctuate in market value, and may trade at prices above or below the ETF’s net asset value (NAV). Upon redemption, the value of fund shares may be worth more or less than their original cost. ETFs carry additional risks such as not being diversified, possible trading halts, and index tracking errors.